1. Scope

These Terms & Conditions govern the relationship between the SmartTrade provider (“Provider”) and the user (“User”).

SmartTrade is intended exclusively for legally competent individuals or entities who are active in trading or intend to become active in trading.

2. Nature of the Service

SmartTrade provides a structured, software-supported trading environment designed to automate defined trading processes.

SmartTrade is:

• not a financial service provider
• not an investment advisor
• not a portfolio manager

3. No Investment Advice / User Responsibility

All trading activities are executed solely within the User’s own broker account.

The User acts entirely at their own risk.

No guarantees are provided regarding:

• profitability
• performance
• trading outcomes

4. Access Requirements

The User must provide:

• a personal broker account
• API access
• accurate and complete information

5. Acceptance & Contract Formation

Access is granted only after:

• request review and acceptance
• full upfront payment

No entitlement to access exists.

6. Setup & Activation

System activation typically occurs within approximately 4 weeks, with a tolerance period of up to 6 weeks.

7. Pricing & Payment Terms

• Setup: €1,250
• Infrastructure: €140/month
• License: €320/month

Initial payment:
€2,630 (setup + 3 months)

8. Non-Refund Policy

If the User terminates within the initial 3-month prepaid period:

No refund will be granted under any circumstances.

9. Ongoing Payments

Monthly fees must:

• be paid in advance
• be received by the 1st of each month

10. Payment Default

If unpaid:

By day 5:

• system paused
• server standby

After additional 10 banking days:

• full deactivation
• server shutdown

Reactivation requires:
new setup + full setup fee

11. System Changes & Updates

The Provider may modify or extend system functionality.

Users will be informed via email.

New features:

• may be optional
• may incur additional fees

If no acceptance is provided:
the existing system remains unchanged.

12. User Account & Security

Users must:

• change the initial password after first access
• maintain confidentiality

Changes to:

• name
• address
• email

require:
prior request + administrative approval

13. Use Restrictions

The system may not be:

• resold
• copied
• modified

14. Availability

No uninterrupted availability is guaranteed.

15. Liability

Liability is limited to gross negligence and intent.

No liability for:

• trading losses
• missed profits
• third-party failures

16. Termination

14 days notice to month-end.

17. Risk Disclosure

Trading involves significant risk.

SmartTrade is designed to structure and manage risk, not eliminate it.

18. Governing Law

Applicable law: jurisdiction of Provider.